Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.
Mortgages
A mortgage is likely to be the single largest financial commitment you ever make. There's a wide range of mortgage products out there, with varying interest rates and repayment options available.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Our lenders
As a representative of The Openwork Partnership, one of the UK’s largest financial advice networks, we can recommend mortgages from a choice of well-known lenders and specialists.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
The government has put in place a number of schemes to support house purchasers, such as Help to Buy.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
With options for overpayment and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned.